{"id":9913,"date":"2021-05-25T11:01:02","date_gmt":"2021-05-25T09:01:02","guid":{"rendered":"https:\/\/www.cpas-comines.be\/?p=9913"},"modified":"2021-05-25T11:11:34","modified_gmt":"2021-05-25T09:11:34","slug":"nouveau-pret-a-taux-zero-pour-la-garantie-locative","status":"publish","type":"post","link":"https:\/\/www.cpas-comines.be\/nl\/2021\/05\/25\/nouveau-pret-a-taux-zero-pour-la-garantie-locative\/","title":{"rendered":"Nieuw: Renteloze lening voor huurgarantie"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"9913\" class=\"elementor elementor-9913\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dec84f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dec84f2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1f60ce\" data-id=\"d1f60ce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9f97fe elementor-widget elementor-widget-image\" data-id=\"c9f97fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.cpas-comines.be\/wp-content\/uploads\/2021\/05\/logement-2.png\" class=\"attachment-large size-large wp-image-9921\" alt=\"\" srcset=\"https:\/\/www.cpas-comines.be\/wp-content\/uploads\/2021\/05\/logement-2.png 800w, https:\/\/www.cpas-comines.be\/wp-content\/uploads\/2021\/05\/logement-2-300x200.png 300w, https:\/\/www.cpas-comines.be\/wp-content\/uploads\/2021\/05\/logement-2-768x513.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b67df8b elementor-widget elementor-widget-text-editor\" data-id=\"b67df8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Vanaf 3 mei 2021 voert Walloni\u00eb een renteloze leningregeling in voor toekomstige huurders. Het doel is hen te helpen een borgsom voor een huurwoning op te bouwen.<\/strong><\/p><h3>\u00a0<\/h3><h3><span style=\"text-decoration: underline;\">Voor wie?<\/span><\/h3><p>Deze renteloze lening is beschikbaar voor huurcontracten voor een eigen woning, gedeelde huisvesting en studentenwoningen, afhankelijk van het inkomen van de aanvrager.<\/p><p>De leningsregels bevatten een reeks voorwaarden voor toegang, waaronder:<\/p><ul><li>de locatie van de woning (deze moet zich op het grondgebied van het Waals Gewest bevinden, met uitzondering van gemeenten in de Duitstalige Gemeenschap vanwege de overdracht van het woningrecht op 1 januari 2020);<\/li><li>het bedrag van het inkomen van de aanvrager;<\/li><li>de leeftijd van de aanvrager (meerderjarig of ge\u00ebmancipeerde minderjarige);<\/li><li>de minimale huurtermijn;<\/li><li>bovendien het eigendom van onroerend goed.<\/li><\/ul><h3><span style=\"text-decoration: underline;\">Hoe ?<\/span><\/h3><p>\u00a0<\/p><p>Aanvragen worden behandeld door SWCS, de Waalse Sociale Kredietmaatschappij. De administratieve procedures worden vereenvoudigd. Vanaf 3 mei kunnen potenti\u00eble huurders hun aanvraag indienen via een digitaal aanvraagformulier dat toegankelijk is via de website.\u00a0<a href=\"https:\/\/www.swcs.be\/\" target=\"_blank\" rel=\"noopener\">SWCS-website<\/a>.\u00a0<\/p><p>De applicatie maakt een snelle verwerking van aanvragen mogelijk. Traditionele procedures blijven beschikbaar voor diegenen zonder digitale toegang.<\/p><p><span style=\"color: #339966;\"><strong>Neem gerust contact op met onze sociale dienst als u hulp nodig heeft bij het indienen van uw aanvraag.<\/strong><\/span><\/p><p>\u00a0<\/p><h3><span style=\"text-decoration: underline;\">Welke bedragen?<\/span><\/h3><p>\u00a0<\/p><ul><li>Voor huurcontracten voor eigen bewoning\/gedeelde accommodatie: het leenbedrag is gelijk aan maximaal twee maanden van de vaste maandelijkse huur. Dat is gemiddeld \u20ac 1200.<\/li><li>Bij studentenleases geldt dat het leenbedrag maximaal gelijk is aan drie maanden van de vaste maandelijkse huur. Dat is gemiddeld \u20ac1080.<\/li><\/ul><h3><span style=\"text-decoration: underline;\">En hoe zit het met de terugbetaling?<\/span><\/h3><p>\u00a0<\/p><p>De looptijd van de lening wordt bepaald op basis van de financi\u00eble draagkracht van de aanvrager. De terugbetaling vindt plaats...<\/p><ul><li>voor een maximale periode van 36 maanden voor leningen met betrekking tot de huur van een hoofdverblijfplaats of gedeelde accommodatie;<\/li><li>voor een maximale periode van 24 maanden voor leningen die verband houden met een studentenhuurcontract.<\/li><\/ul><p>Houd er rekening mee dat voor huurcontracten voor een eigen woning of gedeelde accommodatie de aanvrager niet meer dan twee leningen met huurgarantie tegelijkertijd mag hebben. Deze beperking geldt niet voor studentenhuurcontracten.<\/p><p>Bron : <a href=\"https:\/\/www.wallonie.be\/fr\/actualites\/nouveau-pret-taux-zero-pour-la-garantie-locative#:~:text=%C3%80%20partir%20du%203%20mai,pour%20un%20bail%20d'habitation.\">Wallonia.be<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Vanaf 3 mei 2021 introduceert Walloni\u00eb een renteloos leningprogramma voor potenti\u00eble huurders. Het doel is hen te helpen een huurgarantie op te bouwen voor een huurcontract. Wie komt in aanmerking? Deze renteloze lening is beschikbaar voor huurcontracten voor een eigen woning, gedeelde huisvesting en\u2026 <a title=\"Nieuw: Renteloze lening voor huurgarantie\" class=\"read-more\" href=\"https:\/\/www.cpas-comines.be\/nl\/2021\/05\/25\/nouveau-pret-a-taux-zero-pour-la-garantie-locative\/\" aria-label=\"Lees meer over Nieuw: Renteloze lening voor huurgarantie\">Lees meer\u2026<\/a><\/p>","protected":false},"author":1,"featured_media":9921,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-9913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cpas-de-comines-warneton"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nouveau : pr\u00eat \u00e0 taux z\u00e9ro pour la garantie locative - CPAS de Comines-Warneton<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cpas-comines.be\/nl\/2021\/05\/25\/nouveau-pret-a-taux-zero-pour-la-garantie-locative\/\" \/>\n<meta property=\"og:locale\" content=\"nl_BE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nouveau : pr\u00eat \u00e0 taux z\u00e9ro pour la garantie locative - CPAS de Comines-Warneton\" \/>\n<meta property=\"og:description\" content=\"\u00c0 partir du 3 mai 2021, la Wallonie met en place un m\u00e9canisme de pr\u00eat \u00e0 taux z\u00e9ro \u00e0 destination de candidats-locataires. 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